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I’m 63 With $1.35 Million in My IRA and a $2,200 Social Security Check. What’s My Retirement Budget?

September 18, 2025
Posted By: admin

By your 60s, most of your retirement foundation is already in place. While you may still have a few years to save, building significant

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How Much Should You Really Have Saved for Retirement by Age 40?

September 18, 2025September 18, 2025
Posted By: admin

According to Fidelity Investments, you should have 3 times your income saved by the age of 40. Other experts also recommend this same magic

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Your State Wants to Help You Save for Retirement. Here’s How

September 18, 2025
Posted By: admin

Maximize your side hustle by saving for retirement and setting up a state-sponsored auto-IRA. You may even get a match on funds in 2027.

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Insurance For Retirement: The Foundation Of A Solid Financial Plan

September 18, 2025
Posted By: admin

When you’re building the foundation of your retirement plan, insurance is a key component.

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Why the 4% retirement rule should become 5%

September 18, 2025
Posted By: admin

For nearly three decades, one of the most widely cited guidelines in retirement planning has been the “4 percent rule.” Originally devised in the

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IRS Changes Retirement Catch-Up Contributions: Big Tax Impact For High Earners Under SECURE 2.0

September 18, 2025
Posted By: admin

The U.S. Treasury Department and the Internal Revenue Service (IRS) have issued the final regulations for retirement “catch-up” contributions, outlining the application of the

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Financial Advisor for Early Retirement: Services and Examples

September 17, 2025September 17, 2025
Posted By: admin

Planning for early retirement requires a different approach than retiring at a traditional age. You have to make your savings last longer, balance growth

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403(b) vs. Pension: Retirement Plan Comparison

September 17, 2025
Posted By: admin

A 403(b) plan is common in public schools, nonprofits and religious groups. It is a defined contribution plan where employees add money to a

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AME Church clergy, staff near retirement fund payout as appeal window closes

September 17, 2025
Posted By: admin

The settlement agreement also calls for the closure of the AME Church’s Department of Retirement Services by July 31, 2028.

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Should Gen Z and millennials even bother including Social Security in their retirement plans if the program is running out of money?

September 17, 2025
Posted By: admin

Christopher Hendrix sees Social Security as a “supplement” to his retirement income in the future, but not as something he should expect or rely

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