The Social Security Administration will issue its final round of monthly payments for July today. While millions of Americans have already received their benefits, this upcoming distribution will help thousands more—primarily retirees and individuals receiving disability or survivor benefits.
Here’s what to know about this week’s Social Security payment, including who qualifies, average benefit amounts, and what to do if your deposit is delayed.
Who will receive the Social Security payment on July 23?
The SSA follows a staggered payment schedule based on beneficiaries’ birth dates. If your birthday falls between the 21st and 31st of any month, you are scheduled to receive your benefit on Wednesday, July 23.
Those with birthdates earlier in the month have already received their payments:
- July 9: Born between the 1st and 10th
- July 16: Born between the 11th and 20th
- July 23: Born between the 21st and 31st
If you fall into the final group, you can expect your Social Security deposit to hit your account by the end of the day Wednesday.
How much are Social Security payments in July?
The exact amount you receive depends on your earnings history, age at retirement, and type of benefit. According to SSA data:
- Retired workers: $1,907 (average monthly benefit)
- Disabled workers: $1,537 (average monthly benefit)
- Couples (both receiving benefits): $3,303 (average combined)
- Maximum at full retirement (age 67): $3,822
- Maximum at age 70: $5,108
How to check your Social Security payment status
If you’re expecting a payment on July 23, you can track or verify it in several ways:
- Log in to the my Social Security portal to view your benefit details.
- Check your bank account for a direct deposit on or after July 23.
- Contact your bank if your payment hasn’t arrived by the end of the day.
- Call the SSA at 1-800-772-1213 if your payment hasn’t arrived within three business days.
What’s next for Social Security payments?
After the July 23 disbursement, the next round of federal benefits will begin in early August:
- August 1: Supplemental Security Income (SSI)
- August 14: SSA payments for those born between the 1st and 10th
- August 21: SSA payments for those born between the 11th and 20th
- August 28: SSA payments for those born between the 21st and 31st
If you rely on Social Security or SSI benefits, it’s helpful to bookmark the SSA’s official payment calendar and plan ahead each month.
Key takeaways
- July 23 is the final Social Security payment date for the month.
- Payments are based on your birthdate—those born between the 21st and 31st will be paid.
- Average benefit amounts range from $1,537 to $5,108, depending on benefit type and retirement age.
- Use SSA.gov or your bank account to confirm the deposit.
For more updates, check our Social Security and Personal Finance tag pages.